Planning and passing on your legacy
When it comes to retirement, planning the succession of family wealth is crucial. Explore early estate planning to maximize long-term financial benefits. Working with experienced advisors will help you design the ideal plan for a secure and efficient transfer of family wealth.
Services and solutions
Securities estate planning
- Legacy planning
- Succession
- Intergenerational transfer
- Heritage asset
- Donations to children
- Trusts
- Charitable donations
* Some estate planning strategies may require the involvement of a lawyer and a notary.
Retirement planning
- Projection and analysis of retirement income
- Analysis of retirement needs
- Retirement allowance
- TFSA or RRSP
- Goal setting
- Analysis of CPP and OAS
Investment and asset management
- Setting targets and necessary rates of return
- Asset allocation based on personal objectives
- Investment selection in line with objectives and risk tolerance
- Tax-efficient investment
- Analysis of fees
- Ongoing monitoring (performance and objectives)
Business
- Investment and asset management
- Group RRSP
- Tax efficiency of commercial income
- Benefits
Risk Management
- Protection of assets in the event of a drop or market correction
- Fixed income strategies
- Low Volatility Portfolio
- Investment risk management
Tax Strategies
- Tax-efficient investments
- Tax deferral
- Conversion for tax purposes
- Intergenerational transfer
* The establishment of tax minimization strategies complies with the rules set by the CRA and may require the intervention of a tax professional for specific tax advice